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Terms of Use

These terms govern your access to and use of RepayWizard services. Please read them carefully to understand your rights, responsibilities, and legal protections while using our platform.

Last Updated: February 25, 2026

Responsible and Transparent Service Commitment

We are committed to fair practices, data protection, and clear communication throughout your debt resolution journey.

1. Acceptance of Terms

By accessing or using RepayWizard, you agree to be bound by these Terms of Use, our Privacy Policy, and any additional guidelines published on the platform.

  • If you do not agree with any part of these terms, you should not use our website or services.
  • You confirm that all details you provide are accurate, current, and complete.

2. Eligibility

Our services are intended for individuals and businesses legally capable of entering into binding agreements under applicable law.

  • You must be at least 18 years of age to use debt resolution services.
  • You must have lawful authority to act on behalf of any account or business profile submitted.

3. Scope of Services

RepayWizard provides debt settlement support, advisory workflows, and communication assistance with creditors based on submitted information.

  • We do not guarantee a specific settlement amount or outcome.
  • Timelines and results may vary depending on lender policies, documentation, and legal constraints.
  • Certain services may require third-party coordination for verification or execution.

4. User Responsibilities

You are responsible for maintaining account confidentiality and for all actions performed using your account or submitted contact channels.

  • Provide complete and truthful personal and financial information.
  • Promptly share supporting documents requested for case assessment.
  • Do not misuse the platform for fraudulent, unlawful, or abusive activity.

5. Fees, Payments, and Refunds

Where applicable, service fees, payment schedules, and refund terms are shared during onboarding or in a separate engagement agreement.

  • Any payable fee must be completed as per agreed timelines.
  • Refund eligibility, if any, is subject to service stage and documented policy terms.
  • Taxes, levies, or statutory charges may be applicable as per law.

6. Intellectual Property

All website content, trademarks, branding, and proprietary process materials remain the exclusive property of RepayWizard or its licensors.

  • You may not copy, distribute, reverse engineer, or commercially exploit website content without written permission.
  • Limited, revocable use is granted only for personal or internal business service access.

7. Limitation of Liability

To the maximum extent permitted by law, RepayWizard is not liable for indirect, incidental, punitive, or consequential damages arising from your use of the platform.

  • Liability, if established, is limited to fees paid for the specific affected service.
  • We are not responsible for third-party delays, policy changes, or actions by lenders, bureaus, or external partners.

8. Suspension or Termination

We may suspend or terminate access where misuse, policy violation, legal non-compliance, or security concerns are identified.

  • You may discontinue services by notifying us through official support channels.
  • Termination does not waive outstanding payment or legal obligations accrued before closure.

9. Governing Law and Jurisdiction

These terms are governed by the laws of India. Disputes, if any, are subject to the competent courts and legal forums as per applicable jurisdiction.

  • Parties agree to attempt good-faith resolution before formal proceedings.
  • Regulatory and statutory rights available under law remain unaffected.

10. Changes to These Terms

We may update these Terms of Use periodically to reflect operational, legal, or regulatory changes.

  • Revised versions become effective on publication unless stated otherwise.
  • Continued usage after updates indicates acceptance of the modified terms.

11. Contact Information

For legal queries, policy clarifications, or service-related concerns, contact our team through the details provided on the Contact Us page.

  • Email: service@debtrelief.com
  • Phone: +91-123-456-7890

Read Before You Proceed

Continued usage confirms your acceptance of these terms and any future updates published on this page.

Need Clarification?

If any clause is unclear, contact our support team before relying on any service commitment.